Tools How to use Chrome extension
🌍 40+ countries · 💱 Multiple currencies · 🔗 Multiple platforms

What you actually keep after platform fees

Enter your gross earnings from Uber, YouTube, Upwork, Etsy, Airbnb, or 145+ other platforms and see your real take-home after fees, currency conversion, and taxes — plus when it lands in your bank, what to set aside, and your next filing deadline. Nine free calculators, no signup, for freelancers, creators, gig workers, and ecommerce sellers.

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145+platforms tracked
40+countries
9free calculators
0signups needed

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The calculators

📊 All Utility Tools

Free calculators built specifically for platform earners

Take-Home Pay Calculator

free
Enter your gross payout and platform to calculate net take-home after that platform's fee (e.g. Upwork 10%, Uber 25%+, YouTube 45% of ad revenue), payment processing, and currency conversion.
Launch Tool → Track this automatically →
Popular calculators

Platform Fees Comparison

free
Ranks 45+ of our 145+ tracked platforms by effective take rate — the percentage of gross earnings each platform keeps — so you can see which one pays out more for the same work.
Launch Tool → Track your pick automatically →
Popular comparisons

Platform Payout Calendar

new
Shows the payout schedule (weekly, monthly, or on-demand) and typical clearing time for 28+ platforms including YouTube, TikTok, Patreon, and Upwork, so you know when a payout is actually late versus just not due yet.
Launch Tool → See real cash flow →
Popular calculators

Mileage Deduction Calculator

free
Applies official 2026 per-mile/per-km deduction rates across 40+ countries to your logged trips, for Uber, Uber Eats, DoorDash, Deliveroo, Bolt, and InDrive drivers.
Launch Tool → Track deductions automatically →
Popular calculators

Multi-App Mileage Calculator

new
Enter what each app paid you and how far you drove for it. See your real net earnings per mile on every app, the gap between them, your ghost miles — the driving between apps that no log catches — and your full mileage deduction.
Launch Tool → Track every mile automatically →

Benefits Safety Net

free
Calculate how much to set aside for health insurance, retirement, and emergency funds based on your income.
Launch Tool → Normalize your profit →
Popular calculators

Tax Deadline Clock

free
Counts down in days to your next quarterly or annual filing deadline across 40+ countries, for personal or company filing, and changes color (green → amber → red) as the date approaches.
Launch Tool → Track income first →

Making Tax Digital Checker

new
Reconstructs your UK qualifying income from what each platform actually paid you, then checks it against all three Making Tax Digital thresholds (£50,000 from 2026, £30,000 from 2027, £20,000 from 2028) so you know exactly where you stand.
Launch Tool → Stay compliant automatically →

Currency Take-Home

free
Converts a platform payout into your home currency using official exchange rates and shows what you'd net after typical FX-conversion spreads, so cross-border earners can compare payout options.
Launch Tool → Normalize cross-currency profit →
New · Chrome extension

PlatformTaxHub – Take-Home Pay & Platform Fee Calculator

A free Chrome extension that shows one relevant calculator right on the page when you're on Uber, DoorDash, YouTube, Etsy, and 13 other supported platforms — no signup, no account access, nothing to go looking for.

Get the Extension →
Why these tools

Why platform earners need these free tools

If you earn money through platforms like YouTube, Upwork, Fiverr, Uber, Etsy, or Airbnb, you know the struggle. The number on your dashboard isn't what lands in your bank account. Between platform fees, transaction costs, currency conversion, and taxes, the gap between gross earnings and take-home pay can be staggering.

Most free calculators are single-country, single-currency, single-platform. These aren't.

Search for a mileage deduction calculator, a take-home pay calculator, or a Making Tax Digital checker, and most results only work if you're in the US (or, for MTD, the UK) and paid in a single currency from a single platform. Platform Income Utils covers 40+ countries and multiple currencies across every tool here — and three of them go further still: the Currency Take-Home Calculator, the Multi-App Mileage Calculator, and the Making Tax Digital Checker let you combine income, mileage, or currencies from several platforms into one number, instead of running each platform through the calculator separately and adding it up yourself.

The hidden costs

The hidden costs most platform earners miss

When you work through a platform, you're paying for access to their marketplace. But those fees add up fast. YouTube takes 45% of ad revenue. Upwork takes 10% upfront. Fiverr takes 20%. Uber takes 25% or more. And that's just the headline fees. Add payment processing (2.9% + $0.30 per transaction), currency conversion (up to 3.5%), and withdrawal fees, and you're losing 30-50% of what you thought you earned.

Our tools show you the real number. Not what the platform wants you to see. What you actually keep.

Who it's for

Who these tools are for

🎬

Creators

YouTubers, TikTokers, Twitch streamers, podcasters, newsletter writers. Understand what you really earn from ads, memberships, and sponsorships.

💼

Freelancers

Upwork, Fiverr, Toptal, Guru users. Compare platforms, calculate net after fees, and understand your true hourly rate.

🚗

Gig workers

Uber, Lyft, Bolt, InDrive, DoorDash, Instacart drivers. Track mileage deductions, understand quarterly tax deadlines, and see what you actually keep after expenses.

📦

Ecommerce sellers

Etsy, Amazon, eBay, Shopify users. Compare platform fees, calculate profit margins, and understand your true take-home.

Step by step

How to use these 9 tools, step by step

Most platform earners don't need all nine tools on day one. Which one matters most depends on where you are in your earning journey — here's how they fit together, stage by stage.

1
Choosing where to earn

If you're deciding between platforms in the same category (which video platform, which freelance marketplace, which delivery app), start with the Platform Fees Comparison. It ranks 45+ of our 145+ tracked platforms by what you actually keep after fees, not what they advertise.

2
Understanding your real pay

Once you're earning somewhere, the Take-Home Pay Calculator shows what actually lands in your bank after that platform's specific fees, transaction costs, and currency conversion — the number your dashboard doesn't show you.

3
Managing cash flow

Earning isn't the same as having the money. The Platform Payout Calendar shows when your earnings from each platform actually arrive in your bank, so you're not caught short waiting on a payout that hasn't landed yet.

4
Tracking deductible expenses

If your work involves driving — rideshare, delivery, in-person client visits — the Mileage Deduction Calculator turns your mileage into a tax deduction using official 2026 rates for 40+ countries, before it's too late in the year to reconstruct your trips.

5
Building a safety net

Platform income has no employer-provided benefits behind it. Benefits Safety Net calculates how much of your earnings to set aside monthly for health coverage, retirement, and emergencies, so a slow month or a medical bill doesn't wipe you out.

6
Staying on top of deadlines

Multiple income sources mean multiple filing dates to track. The Tax Deadline Clock counts down to your next quarterly or annual deadline across 40+ countries, color-coded so it's impossible to miss.

7
Earning across currencies

If you're paid in a currency different from the one you bank in, Currency Take-Home compares what you'd actually keep across different payment providers, since FX losses can quietly eat more than the platform's own fees.

8
Comparing apps on the same shift

If you drive for more than one app in the same week, the Multi-App Mileage Calculator shows which one actually paid more per mile — using what it paid you, not a published rate — plus the ghost miles between apps that neither one logs, folded straight into your deduction.

9
Checking UK digital filing rules

If you're a UK sole trader or landlord, the Making Tax Digital Checker reconstructs your qualifying income from every platform that paid you and checks it against all three MTD thresholds (£50,000 from 2026, £30,000 from 2027, £20,000 from 2028), so you know if and when quarterly digital filing becomes mandatory for you.

You don't need to work through all nine in order — most earners return to two or three of these regularly (Take-Home Pay and Payout Calendar are the most-used combination), and come back to the others as their situation changes: a new platform, a new tax year, a new country. If you earn through more than one platform, the useful habit is running each one through Take-Home Pay separately rather than adding up gross dashboard numbers and estimating fees at the end — fee structures differ enough between platforms that a single blended estimate is usually wrong in one direction or the other.

Beyond the calculators

Beyond the calculators: what's next

These free tools give you instant answers. But if you want ongoing tracking, automated calculations, and personalized reports, the PlatformTaxHub ecosystem offers:

7-day free trial

🚀 Need more than a calculator?

  • Income TrackerConnect all your platforms in one dashboard. Real-time net income across YouTube, Upwork, Etsy, and more.
  • Net Profit & Financial InsightsNormalizes irregular platform income into a fixed-period figure — and, if you need it, a lender-ready income statement for loans or mortgages.
  • Tax ComplianceReal-time tax estimates, deadline alerts, and AI deduction discovery.
Single purchase, not a subscription

📋 Want a one-off, personalized deep dive instead?

Part of the PlatformTaxHub ecosystem — automated tracking, real-time estimates, and personalized reports. One-off reports are AI-generated, personalized to your numbers — a single report, not a subscription.

Our story

Why we built these tools

Platform income is uniquely hard to track — spread across multiple platforms, currencies, and payout schedules, with fee structures that shift without notice and tax rules most earners never see explained in plain language. The tools built for this problem are usually one of two things: generic personal-finance apps that don't understand platform fee structures, or paid software that assumes you're already convinced you need it before you've even seen your real numbers.

These nine tools exist because that first answer — what you actually keep, right now, on the platform you're already using — shouldn't cost anything or require a signup.

No paywall, no email capture, no catch. If you want ongoing tracking or deeper compliance help beyond that, PlatformTaxHub is there for it. But knowing your real numbers is free because every platform earner is entitled to that much.

If these tools save you time or money, consider supporting us via Ko-fi. But there's no pressure — use the tools as much as you need, share them with fellow platform earners, and keep more of what you earn.

Questions

Frequently asked questions

QAre these tools really free?
Yes. All nine calculators are completely free. No signup required.
QCan I save my results?
You can screenshot or print. For automatic saving, try the Income Tracker (7-day free trial).
QHow accurate are the numbers?
They're based on published platform fee structures and official exchange rates. Always verify with your actual payouts.
QWhat countries do you cover?
Tax deadlines for 40+ countries. Currency tools cover all major currencies. Platform fees are based on global rates (check your local terms).
QI want automated tracking. Where do I go?
Head to PlatformTaxHub for the paid products that automate everything.

Know what you actually keep.

Nine free calculators. No signup.

Find my calculator